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Columbus Ohio Foreclosure, HUD, Short Sale and Bank Owned Homes For Sale > Powell Foreclosure, Short Sale and Bank Owned Home Communities > Braemar At Wedgewood Homes for Sale

Braemar At Wedgewood Home Community Details

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Zipcode43065
School DistrictOlentangy
TaxesLiberty Twp
(Avg. $2,625)
Price Range$171,900 - $249,900
(Avg. $213,557)
Sqare Feet Range1605 - 1869
(Avg. 1737)
Year Built Range1994 - 1997
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Homes For Sale in Braemar At Wedgewood

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What is Foreclosure?

Foreclosure is a process that allows a lender to recover the amount owed on a defaulted loan by selling or taking ownership (repossession) of the property securing the loan. The foreclosure process begins when a borrower/owner defaults on loan payments (usually mortgage payments) and the lender files a public default notice, called a Notice of Default or Lis Pendens. The foreclosure process can end one of four ways:
  • The borrower/owner reinstates the loan by paying off the default amount during a grace period determined by state law. This grace period is also known as pre-foreclosure.
  • The borrower/owner sells the property to a third party during the pre-foreclosure period. The sale allows the borrower/owner to pay off the loan and avoid having a foreclosure on his or her credit history.
  • A third party buys the property at a public auction at the end of the pre-foreclosure period.
  • The lender takes ownership of the property, usually with the intent to re-sell it on the open market. The lender can take ownership either through an agreement with the borrower/owner during pre-foreclosure, via a short sale foreclosure or by buying back the property at the public auction. Properties repossessed by the lender are also known as bank-owned or REO properties (Real Estate Owned by the lender).
This foreclosure process allows for three opportunities for finding bargains on foreclosure homes.

Pre-Foreclosure (NOD, LIS):
Buying a property in pre-foreclosure involves approaching the borrower/owner and offering to buy the property outright. The borrower/owner can walk away with something to show for any equity in the property and avoid a bad mark on his or her credit history. The buyer has time to research the title and condition of the property and can realize discounts of 20-40 percent below market value. Wondering what happens after foreclosure? Then please read on. Remember that understanding foreclosures is the first step for homeowners to stop foreclosure. It is also the first step for investors to buy foreclosure properties.

Auction (NTS, NFS):
If the loan is not reinstated by the end of the pre-foreclosure period, potential buyers can bid on the property at a public auction. Buyers often are required to pay in cash at the auction and may not have much time to research the title and condition of the property beforehand; however, a public auction often offers some of the best bargains and avoids the unpredictability of dealing directly with the borrower/owner.

Bank-owned (REO):
If the lender takes ownership of the property, either through an agreement with the owner during pre-foreclosure or at the public auction, the lender will usually want to re-sell the property to recover the unpaid loan amount. The lender will then typically clear the title and perform needed maintenance and repair; however, the potential bargain for these REO homes is typically less than a pre-foreclosure or auction property. Bank foreclosures can become government foreclosures if the loan is backed by a government agency such as the Department of Housing and Urban Development (HUD) or the Department of Veterans Affairs (VA). In that case the government agency would be responsible for selling the property.More about HUD foreclosures and VA foreclosures Before you buyYou'll need to make sure you're armed with the foreclosure data you'll need to find and buy foreclosed homes.

You can start by searching free on this website's foreclosure listings database, which includes pre-foreclosure and auction properties across central Ohio.

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Learn more about Columbus and Central Ohio Condo Communities, school districts, price ranges, and taxes.

Bexley Foreclosures - Bexley is a city in Franklin County, Ohio, United States. Incorporated as a village in 1908, Bexley is an old tree-lined suburb of Ohio's capital, Columbus, located on the banks of Alum Creek right next to Driving Park.
Canal Winchester Foreclosures - Canal Winchester is a village in Fairfield and Franklin counties in the U.S. state of Ohio. The population was 4,478 at the 2000 census.
Columbus Foreclosures - Columbus is the capital and the largest city of the U.S. state of Ohio. Located near the geographic center of the state, Columbus is the county seat of Franklin County, although parts of the city also extend into Delaware and Fairfield counties.
Delaware Foreclosures - Delaware is a city in the U.S. state of Ohio and the county seat of Delaware County.
Dublin Foreclosures - Dublin is a city in Franklin, Delaware, and Union counties in the U.S. state of Ohio. The population was 31,392 at the 2000 census. In 2007, the population was estimated to be 37,954, and Dublin continues to be one of the fastest-growing suburbs of Columbus.
Gahanna Foreclosures - Gahanna is a city in Franklin County, Ohio, United States. The population was 32,636 at the 2000 census.
Grandview Heights Foreclosures - Grandview Heights is a city in Franklin County, Ohio, United States. The population was 6,695 at the 2000 census.
Granville Foreclosures - Granville is a village in Licking County, Ohio, United States, founded by settlers from Granville, Massachusetts, a town of which it now has three times the population.
Grove City Foreclosures - Grove City, founded in 1852, is a city in Franklin County, Ohio, United States. The population was 27,075 at the 2000 census. It is a suburb of Columbus.
Groveport Foreclosures - Groveport is a village in Franklin County, Ohio, United States. The population was 3,865 at the 2000 census, and estimated to be 4,926 as of July 2006.
Hilliard Foreclosures - Hilliard is a city in Franklin County, Ohio, United States. The population was 24,230 at the 2000 census. Hilliard's population was estimated to be 26,656 in 2005, and the city continues to grow.
Lewis Center Foreclosures - Lewis Center is an unincorporated community in northwestern Orange Township, Delaware County, Ohio, United States, located between Columbus and Delaware.
New Albany Foreclosures - New Albany is a village in Franklin and Licking Counties in the U.S. state of Ohio, just northeast of the state capital of Columbus.
Pataskala Foreclosures - Pataskala is a city in Licking County, Ohio, United States. The population was 10,249 at the 2000 census; a 2006 estimate reported a population of 12,643.
Pickerington Foreclosures - Pickerington is a city situated in Fairfield and Franklin counties in the central region of the U.S. state of Ohio.
Powell Foreclosures - Powell is a city in Delaware County, Ohio, United States. The population was 6,247 at the 2000 census.
Reynoldsburg Foreclosures - Reynoldsburg is a city in Fairfield, Franklin, and Licking counties in the U.S. state of Ohio.
Sunbury Foreclosures - Sunbury is a village in Delaware County, Ohio, United States. The population was 2,630 at the 2000 census, and estimated to be 3,252 as of July 1, 2006.
Upper Arlington Foreclosures - Upper Arlington is a suburban city in Franklin County, Ohio, United States, on the northwest side of the Columbus metropolitan area.
Westerville Foreclosures - Westerville is a city in Franklin and Delaware Counties in the U.S. state of Ohio. It is a suburb of Columbus. The population was 35,318 at the 2000 census.
Worthington Foreclosures - Worthington is a city in Franklin County, Ohio, United States. The population was 14,125 at the 2000 census.

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